Miami sits inside the High-Velocity Hurricane Zone — the strictest building standard in the country. Inspections here demand NOA-rated product knowledge, salt-air corrosion grading, and condo fluency.
Miami-Dade NOA product documentation, roof deck attachment, and secondary water resistance — the features that unlock the largest premium credits in Florida.
Rated shutters, impact glazing, and door assemblies verified against approved product listings, opening by opening.
Unit-level electrical, plumbing, and HVAC plus balcony condition — with pointers on the association documents your lender will request.
Coastal exposure corrodes panels, condenser coils, and fasteners years early. We grade remaining service life honestly.
The same estimator, tuned for Miami homes — square footage, age, and the services local carriers ask for.